Home Insurance Articles

Protecting your Home Against Theft

2009-10-31

It really cannot be said enough - your home is one of the biggest investments you will make. And like any investment you make, you want to make sure it is protected from harm. Every year, millions of homes are burglarized and vandalized, lowering the property value of not only your home, but the entire neighborhood. By taking a few simple precautions you can make your home less appealing to intruders and may even lower your home insurance premiums.

1. Make your home looked lived in - Even if you go on vacation, you want to make sure it looks like someone is home. When newspapers pile up and the grass goes un-mowed it is a sure sign that your home is a prime target for thieves. Have a trusted neighbor maintain your lawn while you're away and gather your mail and stop your newspaper service while you're out. Also use timers to turn on lights inside your home to make it appear as you are coming and going.
2. Install some extra lighting - Most potential intruders will choose a poorly lit over a well lit property any time. Installing extra outdoor lights will make your home less appealing. You can even install a motion sensor that will turn on lights when someone approaches. Not only will installing outdoor lights deter thieves and vandals, it will make it safer for your family when they are outdoors.
3. Keep your vacation plans to yourself - Most intruders will not attempt to enter a home unless they know for a fact no one will be there. By telling everyone about your vacation plans you could be inviting a potential intruder to your home. Cancel all deliveries while your out and only inform those who you trust about your plans.
4. Use the right locks - Traditional door locks are not enough to deter the professional intruder. Install dead bolts with a reinforced striking plate to make it more difficult for intruders to enter.
5. Get a dog - Man's best friend may be your best line of defense next to installing a security system to protect your home from theft. Most intruders will move on to the next block at the first sound of a barking dog and leave your home intact.
6. Install home security - Possibly the best protection you can get against theft, a home security system will deter even the most seasoned criminal. Invest in the highest quality security system you can afford and be sure to post decals informing possible intruders that your home is protected.

Following these simple steps will help protect your home. But even with the most advanced protection available, your home could still be invaded. HomeInsurance.org is your source for finding affordable home insurance online. Just answer a few simple questions and we'll find you multiple home insurance quotes so you can choose the policy that best meets your needs.