Most people shopping for home insurance can find all they need to know about their coverage and policy options with just a few important pieces of personal information.

Where you live is especially important. There’s a reason insurance agents ask for your zip code when you’re pricing a policy; your personalized quote depends on all kinds of zoning factors, like city codes and restrictions, mortgage terms, deed limitations, and civic homeowners’ laws. Some cities even regulate yard signage and dog breeds in certain neighborhoods.

A home insurance professional is up-to-date on whether or not these kinds of city regulations will conflict with your insurance coverage, and also lets you know when you can save money on a policy made just for you. This means that the city you call home may be the key to unlocking your best deals for home insurance.

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